Privacy Policies and Terms of Service

While utilizing professional services of Budgeting Base Camp, you may be affected by multiple privacy policies.  In addition to the Budgeting Base Camp website, we also utilize services from HoneyBook for securely storing any files and information related to our coaching services to you, as well as processing any payments.  Any additional third-party payment systems utilized will have their own Terms of Service and Privacy Policy.  You can find the HoneyBook privacy policy and terms of service at this link.

This privacy policy will explain how our organization uses the personal data we collect from you when you use our website.

Topics:

  • What data do we collect?
  • How do we collect your data?
  • How will we use your data?
  • How do we store your data?
  • Marketing
  • What are your data protection rights?
  • What are cookies?
  • How do we use cookies?
  • What types of cookies do we use?
  • How to manage your cookies
  • Privacy policies of other websites
  • Changes to our privacy policy
  • How to contact us
  • How to contact the appropriate authorities
 

What data do we collect?

Budgeting Base Camp collects the following data:

  • Personal identification information (Name, email address, phone number)
 

How do we collect your data?

You directly provide Budgeting Base Camp with most of the data we collect. We collect data and process data when you:

  • Complete the Contact Form to get in touch with us.
  • Voluntarily complete a customer survey or provide feedback on any of our message boards or via email.
 

How will we use your data?

Budgeting Base Camp collects your data so that we can:

  • Contact you to provide services.
  • Email you with tips and information related to our coaching services.
  • Solicit your feedback to we can improve our services
 

Budgeting Base Camp will never share your data with any third party, except those directly involved in providing services to you.  This includes services provided by HoneyBook.

When Budgeting Base Camp processes payments through HoneyBook, HoneyBook may send your data to, and also use the resulting information from, credit reference agencies to prevent fraudulent purchases.

Budgeting Base Camp will never collect or store your payment information.

How do we store your data?

Budgeting Base Camp securely stores your contact information on our cloud provider, Linode.  Data stored on our cloud provider server is limited to data sent directly through the Budgeting Base Camp website.  Other data you provide through our HoneyBook client portal is stored and managed by Honeybook.

Budgeting Base Camp will keep your contact information for the duration of our services to you. Once this time period has expired, we will delete your data by removing any applicable records from our servers as well as any personal user data stored by HoneyBook.

We may retain certain records such as Invoices for tax and bookkeeping purposes.  These records may contain certain personal information such as your name and email address, but they will never contain payment information or other sensitive information.

Marketing

Budgeting Base Camp would like to send you information about products and services of ours that we think you might like, in addition to tips and tricks related to the services we provide.

If you have agreed to receive marketing, you may always opt out at a later date.

You have the right at any time to stop Budgeting Base Camp from contacting you for marketing purposes.

If you no longer wish to be contacted for marketing purposes, please contact us.

What are your data protection rights?

Budgeting Base Camp would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request Budgeting Base Camp for copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that Budgeting Base Camp correct any information you believe is inaccurate. You also have the right to request Budgeting Base Camp to complete the information you believe is incomplete.

The right to erasure – You have the right to request that Budgeting Base Camp erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that Budgeting Base Camp restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to Budgeting Base Camp’s processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that Budgeting Base Camp transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email:

Call us at: 916-813-4760

Or write to us: richard@budgetingbasecamp.com

Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. When you visit our websites, we may collect information from you automatically through cookies or similar technology

For further information, visit allaboutcookies.org.

How do we use cookies?

Budgeting Base Camp uses cookies in a range of ways to improve your experience on our website, including:

  • Keeping you signed in
  • Preventing malicious traffic
 

What types of cookies do we use?

There are a number of different types of cookies, however, our website uses:

  • Functionality – Budgeting Base Camp uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
 

How to manage cookies

You can set your browser not to accept cookies, and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.

Privacy policies of other websites

The Budgeting Base Camp website contains links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.

Changes to our privacy policy

Budgeting Base Camp keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on 27 May, 2022.

How to contact us

If you have any questions about Budgeting Base Camp’s privacy policy, the data we hold on you, or you would like to exercise one of your data protection rights, please do not hesitate to contact us.

Email us at: richard@budgetingbasecamp.com

Call us: 916-813-4760

Client Service Agreement

Entered into on First Coaching Session.

Event is on First Coaching Session Date using Remote Based Communications.

Parties:

Known as  “Provider”

Richard Scafidi – Budgeting Base Camp

richard@budgetingbasecamp.com

and “Client”

Person receiving coaching services from Provider.

Collectively, all of the above people or businesses entering this Agreement will be referred to as the “Parties.”

Purpose of the Agreement

Client wishes to hire Provider to provide services relating to Client’s Budget Coaching Sessions as detailed in this Agreement. Provider has agreed to provide such services according to the terms of this Agreement.

Terms

Services

Provider shall provide Client with the following services and/or products (“Services”):  Personal budget coaching on an ad-hoc schedule determined by Client within bounds of Provider and/or Budgeting Boot Camp service for coaching Client for a fixed period of time.

Location and Delivery of Services

Location. Provider shall deliver Services to Client at the following location(s):

Remote Video Conferencing

Cost, Fees and Payment

Client will provide a non-refundable payment for their choice of coaching Services offered by Provider within thirty (30) days of services rendered.  For coaching service packages, Client agrees to follow the payment schedule determined by the invoice form given by Provider at start of Service, which is typically split evenly over the duration of the service window.

Delivery of Services

Provider will provide all Services by Remote Video Conferencing hosted by Provider, unless otherwise specified in this Agreement.  When the provided Services are tied to the number of guests that Client expects to attend a session or other event, Client agrees to notify Provider with an accurate guest count.

Confidentiality

Confidentiality

Except as otherwise agreed or required by law, Provider will keep confidential all information concerning Clients’ identity, financial affairs, and/or investments.

Limit of Liability

Maximum Damages

Client agrees that the maximum amount of damages he or she is entitled to in any claim relating to this Agreement or Services provided in this Agreement are not to exceed the Total Cost of Services provided by Provider.

Loss of Product

In the event that any or all product(s) are lost, such as damage to or loss of a component of the product necessary for final delivery, Provider shall refund Client a pro-rated portion of the Total Cost based on the amount of Services that were completed/provided against the amount of Services that were agreed to be completed/provided.

Indemnification

Client agrees to indemnify, defend and hold harmless Provider and its affiliates, employees, agents and independent contractors for any injury, property damage, liability, claim or other cause of action arising out of or related to Services and/or product(s) Provider  provides to Client.

Cancellation, Rescheduling and No-Shows

Cancellation, Rescheduling of Services or No-Show Client

If Client desires to cancel Services, reschedule Services, or if it becomes impossible for Provider to render Services due to the fault of the Client or parties related to Client, such as failure of the coaching session to occur or failure of one or more essential parties to the coaching session to show up in a timely manner, Client shall provide notice to Provider as soon as possible via the Notice provisions detailed in this Agreement. Provider has no obligation to attempt to re-book further Services to fill the void created by Client’s cancellation, rescheduling, no-show or if it becomes impossible for Provider to provide the Services due to the fault of Client (or parties related to Client), and Provider will not be obligated to refund any monies Client has previously paid towards the Total Cost.  Client is not relieved of any payment obligations for cancelled Services, rescheduled Services, failing to show up for the coaching session, or should it become impossible for Provider to provide the services due to the fault of Client (or parties related to Client) unless the Parties otherwise agree in writing.  For instance, if Provider is able to secure another, unrelated client for coaching sessions, then Provider may choose, at its sole discretion, to excuse all (or a portion of) Client’s outstanding balance of the Total Cost.

YNAB Disclaimer

Provider is a YNAB Certified Budgeting Coach, which means that they have been trained to coach people on using YNAB software and the YNAB budgeting method. They have met select requirements of You Need a Budget LLC in order to receive this certification, which means that they have the ability to competently coach YNAB to others. Provider is not an employee of YNAB, and all non-YNAB related opinions and recommendations are their own. Provider views do not reflect the views of YNAB and its employees or affiliates.

Impossibility

Force Majeure

No party shall be liable or responsible to the other party, nor be deemed to have defaulted under or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement (except for any obligations to make payments to the other party hereunder), when and to the extent such failure or delay is caused by or results from acts beyond the impacted party’s (“Impacted Party”) control, including, but not limited to, the following force majeure events (“Force Majeure Events”): (a) acts of God; (b) a natural disaster (fires, explosions, earthquakes, hurricane, flooding, storms, explosions, infestations), epidemic, or pandemic; (c) war, invasion, hostilities (whether war is declared or not), terrorist threats or acts, riot or other civil unrest; (d) government order or law; (e) actions, embargoes or blockades in effect on or after the date of this Agreement; (f) action by any governmental authority; (g) national or regional emergency; (h) strikes, labor stoppages or slowdowns or other industrial disturbances; and (i) shortage of adequate power or transportation facilities. The Impacted Party shall give Notice within [number] days of the Force Majeure Event to the other party, stating the period of time the occurrence is expected to continue. The Impacted Party shall use diligent efforts to end the failure or delay and ensure the effects of such Force Majeure Event are minimized. The Impacted Party shall resume the performance of its obligations as soon as reasonably practicable after the removal of the cause. In the event that the Impacted Party’s failure or delay remains uncured for a period of [number] days following Notice given by it, the other party may thereafter terminate this Agreement upon Notice.

Failure to Perform Services

In the event Provider cannot or will not perform its obligations in any or all parts of this Agreement, it (or a responsible party) will:

  1. Immediately give Notice to Client via the Notice provisions detailed in this Agreement; and
  2. Attempt to find another competent professional to take its place with the mutual agreement of Client(s);
  3. If another competent professional is not available or Client(s) do not agree to transfer of obligations to said alternate professional, Company will issue a refund or credit based on a reasonably accurate percentage of services rendered; and
  4. Excuse Client(s) of any further performance and/or payment obligations in this Agreement.

Appropriate Conduct/ Safe Working Environment:

Project

The Client(s) expressly agree(s) to take best efforts to provide Provider and Provider’s staff with safe and appropriate working conditions. In the event of circumstances deemed by either Provider or a bystander to present a threat or implied threat of injury or harm to Provider staff or equipment, the Provider reserves the right to cancel all services remaining under this Agreement and leave the event. At the[Provider’s discretion, the Provider may enact a three-strike policy. After the first offense, the Provider will make reasonable efforts to notify the Client(s) or a responsible party. If the Client(s) is/are able to respond to the threatening situation in a reasonable amount of time (maximum of 15 minutes), Provider shall resume work in accordance with the original terms of this Agreement. If the threatening behavior occurs for a second time, the Client(s) will agree to remove the offending person for the remainder of the event. If the behavior occurs a third time, the Provider will immediately leave the event. If the Provider leaves the event early due to any offending behavior, the Client(s) expressly agree to relieve and hold Provider harmless as a result of incomplete event coverage, or for a lapse in the quality of the Provider’s work, and the Client(s) shall be responsible for payment in full. 

Non Project:

The Client(s) expressly agree(s) to take best efforts to provide Provider and Provider’s staff with a safe and appropriate professional relationship. In the event of circumstances deemed to present a threat or implied threat of injury or unprofessional, harassing language or behavior to Provider staff, Provider will make reasonable efforts to notify the Client(s). If the Client(s) is/are able to respond to the threatening situation in a reasonable amount of time, Provider shall resume work in accordance with the original terms of this Agreement. If the inappropriate behavior continues, the Client(s) will agree to relieve and hold Provider harmless as a result of incomplete services under this Agreement, or for a lapse in the quality of the Provider’s work. The Client(s) shall be responsible for payment in full, regardless of whether the situation is resolved or whether Provider resumes work detailed in this Agreement

Health & Safety:

Client(s) further understand that Provider complies with all health and safety laws, directives, and rules and regulations. Client(s) expressly agree(s) that during the session Client(s) and Client(s)’ agents shall not carry weapons or firearms, be exposed to severe illness, or request the Provider to do anything illegal or unsafe. Further, Provider will not provide services in any location or area deemed to be unsafe in its sole discretion, including, but not limited to, areas affected by communicable diseases, quarantined areas, or other similar occurrences. Under any of these circumstances, Provider reserves the right to end service coverage immediately and/or leave the session. Provider shall be entitled to retain all monies paid and Client(s) agree to relieve and hold Provider harmless as a result of incomplete event coverage, or for a lapse in the quality of the Provider’s work.

General Provisions

Governing Law

The laws of the State of Nevada govern all matters arising out of or relating to this Agreement, including torts.

Severability

If any portion of this Agreement is deemed to be illegal or unenforceable, the remaining provisions of this Agreement remain in full force.

Notice

Parties shall provide effective notice (“Notice”) to each other via either of the following methods of delivery at the date and time which the Notice is sent:

  1. Email
    1. Provider’s Email: richard@budgetingbasecamp.com
    2. Client Email: Client Email

Merger

This Agreement constitutes the final, exclusive agreement between the parties relating to the budget coaching and Services contained in this Agreement. All earlier and contemporaneous negotiations and agreements between the parties on the matters contained in this Agreement are expressly merged into and superseded by this Agreement.

Amendment

The parties may amend this Agreement only by the parties’ written consent via proper Notice.